Tag Archives: money management

St. Valentine is not the Patron Saint of Debt

Awwww new love!

Editor’s note – this is a “from the vault” release that never stops being relevant for you, your loved ones, or Valentine’s Day…enjoy!

Here we are again. Valentine’s Day has come back around and if you’re like me, the status of your love life is directly proportional to how you feel about the holiday. Lucky for me, I’m now happily married to a great guy. This year I have some conversation hearts in a jar on my desk, a pink and red wreath on my office door, and heart wallpaper on my cell phone. Heck, I will probably even wear red on the actual day. Love is grand! But this hasn’t always been the case. If I were stuck back where I was eight years ago, single and somewhat bitter about love (when I spent Valentine’s Day with a guy friend eating wings at Hooters), I’d probably be tempted to pelt a few snowballs at any happy couple that wandered into striking distance. I will sheepishly admit that in my “loveless” years I may have crudely referred to the holiday as VD.

I’ve heard many times that Valentine’s Day is just a made up holiday to line the pockets of candy and card makers. I can understand why people would say that but I also think they’re missing the point. Is there anything really wrong with taking one day to focus on telling our loved ones how we feel about them?

The key is not to get carried away with overspending and to focus on the point of the holiday, which is to show someone that you love and appreciate him/her. Choose carefully how you share the love. According to my friend Carla, her husband had better not even consider getting her that footed pajama thing she keeps seeing ads for. Apparently, she is not buying the claims that “it feels like a hug”. Even if you can’t afford a giant stuffed bear, Godiva chocolates, jewelry, and two dozen roses for your sweetie, there are still ways to show that you care without going into debt.

Continue reading St. Valentine is not the Patron Saint of Debt

Little Green Lies: Fibbing for Budget’s Sake

**Editor’s Note: I chose this for another “Throwback Thursday” post ~ great reads from last year I’m not ready to archieve w/o one more pass. Enjoy!

I’m an honest person. In fact, I hate lying and am usually terrible at it. I’m the kind of person you should never ask “if your butt looks fat” in those jeans. While I wouldn’t be heartless about it, I’d probably say that we “can find a more flattering style.” So knowing this about myself, I was shocked and appalled by my recent behavior on a shopping trip to a local specialty store.

My friend Cristy at work has the coolest little loose leaf tea pot. I fell in love with it as she kindly made me a cup of tea one afternoon when I was feeling under the weather. So, after some internal deliberation about spending money for something that I wanted but did not necessarily need, I knew that I simply had to have one, too.

Before I went shopping, I estimated that I would probably spend about $30 on a tea pot and a couple of ounces of tea. I knew from the moment the sales clerk opened his mouth that my carefully planned budget had met its match. This guy knew more about tea and tea accessories than Bob Barry knows about Sooner football.  He was simultaneously incredibly helpful and terrifying.

I was firm on only spending a set amount in this store and he was the czar of cross selling. I picked out the tea pot and then moved on to tea. I already knew which type I wanted so I asked for two ounces. He reminded me that you ‘get a better price break if you buy four.’ I was still feeling strong at this point and stuck to my guns. “No, I’ll just start with two ounces, thank you,” I said.

Then, he threw the first curveball my way. “You’ll need a tin to store it in. Otherwise it will rot. Would you like the small one or large one?” My mind started racing. Rotten tea? Well, I can’t have that! I had no choice but to buy the tin, right? So, I weakly said, “I’ll take the small one.” Score one for the tea king. Continue reading Little Green Lies: Fibbing for Budget’s Sake

How Buying A Car is Like Watching “The Bachelor/ette”

Chris Harrison accompanying "The Bachelorette" Jillian Harris to her next scene.

When the Bachelor/Bachelorette started all those years ago, I tuned in just out of curiosity. Well, that and because I went to college with the host Chris Harrison and wanted to check out his new project. Over the years, I have watched every season. Some were obviously better than others. I cried along with the fairytale of Trista finding her Prince Charming in Ryan. I laughed at Bob’s goofy antics but was pretty grossed out as he mugged down with every female in close proximity. I was bored to tears as Prince Personality searched for his princess. I wanted to gouge out my eardrums as Wes sang his “special love song” to Jillian for the 437th time. I screamed at Jake through my TV and begged him not to pick Vienna but he wouldn’t listen! Now, with Brad in his second turn as the bachelor, I am firmly hooked once again.

If you untangle yourself from all of the drama and take a step back, you will see that the Bachelor/ette concept is also a pretty interesting social experiment. During the Bachelorette, the men are certainly no angels. They remind me of the many National Geographic shows I’ve watched about animal behavior. You know the ones where the little tiny bird puffs up and swaggers around, his magnificent feathers on full display as he proudly and somewhat desperately struts around, trying to get the attention of the female.

Continue reading How Buying A Car is Like Watching “The Bachelor/ette”